Wade Foster

Founder, 1099 vs W2 Calculator · Author and maintainer of 1099vsw2pay.com

Wade Foster is a payroll and compensation researcher who has spent years working with pay data. He has personally navigated the 1099-contractor-versus-W-2-employee decision on both sides of the table — as an independent contractor pricing his own rates and as an employee weighing salary offers against benefits.

He built the 1099 vs W-2 pay calculator because most comparison tools ignore the three things that actually move the number: self-employment tax, the real value of employer benefits, and business deductions. Every article on this site is written and maintained by Wade, using current IRS and state tax figures with sources cited in the calculator's engine.

What Wade covers

• 1099 vs W-2 take-home pay comparisons and break-even rates
• Self-employment tax, quarterly estimated payments, and deductions
• Contract rate negotiation and total-compensation math

Wade is not a CPA or licensed tax advisor, and nothing on this site is tax advice. Figures are checked against primary sources (IRS, SSA, and state tax departments) — see our editorial policy. For decisions about your own taxes, consult a CPA.

Contact: contact page · 1099vsw2pay.com